ApexGap Engine
liveA retirement funding gap calculator for financial advisers.
- Web app (PWA)
- Supabase
- Vercel
Why it exists
In a planning conversation, the client needs to actually see the gap for it to land. Most tools make that harder than it should be, especially away from a desk. I built ApexGap so an adviser can open it in front of a client and trust it to just work.
Features
Show the gap in 90 seconds
Quick Pitch mode keeps it to three inputs: age, current CPF balance, and target monthly income. One clear number comes out, which is enough for a first meeting.
Go deeper on the follow-up
Deep Analysis covers four income sources (CPF, SRS, cash, ILP), adds a market downturn check, and produces a summary you can save as a PDF.
A summary the client can act on
The result breaks the gap down by income source and suggests a few practical moves, like topping up contributions, that visibly change the number.
Built around Singapore rules
CPF works a certain way here, so that logic is built in. The tool is clearly marked as illustrative and not financial advice.
Why I built it
This one comes straight out of my day job. Retirement planning conversations work best when the client can see the number for themselves, but a lot of tools get in the way, especially in a live meeting. I wanted something an adviser could pull up in front of a client and rely on.
What I worked on
Because the build was done with AI tools, what I focused on was the part only I could do. Making sure the numbers reflect how CPF and retirement funding actually work here, and that the flow holds up in a real meeting rather than just a demo. Getting the model right and keeping the tool honest about what it is took most of my attention, and that is where my finance background mattered most.